Retail Insurance. Tailored cover for your business.

Running a business comes with enough challenges without worrying whether your cover is right.

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Why Perth Businesses Choose Austgroup Insurance Brokers

Family owned business
Supporting Perth businesses
Personal local advice
Claims help when needed

What Does Retail Insurance Cover?

Retail Insurance is designed to protect businesses that sell products directly to customers, whether from a physical store, shopping centre, market stall, or online. It helps protect your business against the financial impact of theft, property damage, liability claims, equipment breakdown, and other unexpected events.

Whether you’re an independent retailer or operate multiple locations, the right insurance can help keep your business trading with confidence. At Austgroup Insurance Brokers, we’ll tailor a retail insurance solution to suit your store, products, and day-to-day operations.

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What Can Retail Insurance Help Protect?

Retail Insurance combines a range of business covers to help protect retailers against the risks of operating a customer-facing business.

Depending on your policy, cover may include:

Retail premises, shop fit-outs, and fixtures.
Stock, inventory, and merchandise.
Public and product liability claims.
Theft, fire, storm, and accidental damage.
Glass breakage and shopfront repairs.
Business interruption following an insured event.
Electronic equipment and point-of-sale systems.
Workers compensation for employees where required.
Financial protection tailored to retail businesses.
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Which Perth Businesses Need Retail Insurance?

Retail Insurance is designed for businesses that sell products directly to consumers. Whether you operate a boutique store, a large retail outlet, or an online business with physical stock, tailored insurance can help protect your premises, products, employees, and customers.

Clothing and Fashion Retailers

Protect your store, stock, and shop fit-out against unexpected events and customer-related risks.

Homewares and Gift Shops

Help safeguard your inventory, point-of-sale equipment, and business premises.

Specialty Retail Stores

Insurance tailored for businesses selling electronics, sporting goods, pet supplies, and other specialist products.

Supermarkets and Convenience Stores

Protect your business from property damage, theft, liability claims, and business interruption.

Online Retailers

Cover stock, storage facilities, and product liability, even if you don't operate a physical shopfront.

Multi-site Retail Businesses

Tailored insurance solutions designed to support retailers operating across multiple stores or locations.

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What a Business Insurance Package Can Include

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Public Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Product Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Professional Indemnity

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Workers Compensation

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Motor Vehicle

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Corporate Travel

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Business Interruption

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Property and Contents

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

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Insurance Cover for Every Stage

Business Insurance

Our commercial packages provide a wide range of business insurance protection, tailored to the exact coverage your business needs.

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Personal Insurance

Protect what matters most with personal insurance solutions designed to support you and your family through life’s uncertainties.

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Why Perth Businesses Choose Independent Brokers

Buying insurance should not mean sorting through endless options on your own. An independent insurance broker gives you access to more choices, clear advice, and support when you need it most.

Access to More Insurers

Compare options from multiple insurers, giving you more choice and greater confidence in your cover.

 

 

Independent Advice

Our recommendations are driven by your circumstances, ensuring your insurance program aligns with your risks, goals, and budget.

 

Claims Support

We’re by your side when it matters most, providing expert guidance, managing the claims process with insurers, and helping you achieve a smooth and timely outcome.

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Not Sure What Cover You Need? We're Here to Help.

Start with a conversation and we’ll help you make sense of your options.

Resources & Insurance Insights

Practical guides and updates to help you make better decisions and stay informed.

Frequently Asked Questions

What's the difference between Public Liability and Product Liability Insurance?
Public Liability Insurance protects your business if someone is injured or their property is damaged because of your business activities. Product Liability Insurance specifically covers claims arising from products you manufacture, supply, import, or sell.
Professional Indemnity Insurance is designed for businesses and professionals who provide advice, consulting, designs, or other professional services that could result in financial loss for a client.
Public Liability Insurance is suitable for businesses that interact with customers, suppliers, contractors, or members of the public, including trades, retailers, hospitality businesses, consultants, and service providers.

Ready to Protect What Matters Most?

Don’t wait until something goes wrong to review your cover. Our Perth-based team is ready to help you get started today.

Office Address

Suite 3/286 Fitzgerald St Perth WA 6000

Postal Address

PO Box 522, North Perth WA 6906

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