Workers Compensation Insurance. Tailored cover for your business.

Running a business comes with enough challenges without worrying whether your cover is right.

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Why Perth Businesses Choose Austgroup Insurance Brokers

Family owned business
Supporting Perth businesses
Personal local advice
Claims help when needed

What Does Workers Compensation Insurance Cover?

Workers’ Compensation Insurance helps protect both employers and employees when a work-related injury or illness occurs. In Australia, it is a compulsory form of insurance for most employers and is regulated separately in each state and territory. It provides financial support for eligible workers while helping businesses meet their legal obligations.

Whether you employ one person or manage a large workforce, having the right workers’ compensation arrangements in place is an essential part of protecting your business. At Austgroup Insurance Brokers, we can help you understand your obligations and arrange the appropriate cover for your business.

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What Can Workers Compensation Insurance Help Protect?

Workers’ Compensation Insurance provides financial support for eligible employees who suffer a work-related injury or illness, while helping employers meet their legal responsibilities.

Depending on your state or territory requirements, cover may include:

Weekly payments for eligible injured employees.
Medical, hospital, and rehabilitation expenses.
Return-to-work support and rehabilitation services.
Lump sum benefits for eligible permanent impairments.
Compensation for eligible work-related illnesses.
Employer liability under applicable workers' compensation legislation.
Support for workplace injury management obligations.
Cover that meets relevant state or territory requirements.
Financial protection for employers and eligible employees.
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Which Perth Businesses Need Workers Compensation Insurance?

Workers’ Compensation Insurance is generally compulsory for businesses that employ workers in Australia. Requirements differ between states and territories, but most employers are legally required to hold workers’ compensation insurance to protect their employees and meet legislative obligations.

Small Businesses

Meet your legal obligations while helping protect employees if a work-related injury or illness occurs.

Medium and Large Businesses

Support your workforce with insurance designed for businesses employing multiple staff across different roles.

Construction and Trade Businesses

Protect employees working in higher-risk environments where workplace injuries may be more likely.

Retail and Hospitality Businesses

Help meet employer obligations for customer-facing businesses employing casual, part-time, and full-time staff.

Professional Services Businesses

Cover office-based employees and support your business in meeting workplace injury obligations.

Manufacturing and Industrial Businesses

Tailored workers' compensation solutions for businesses operating in higher-risk industries with larger workforces.

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What a Business Insurance Package Can Include

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Public Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Product Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Professional Indemnity

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Workers Compensation

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Motor Vehicle

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Corporate Travel

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Business Interruption

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Property and Contents

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

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Insurance Cover for Every Stage

Business Insurance

Our commercial packages provide a wide range of business insurance protection, tailored to the exact coverage your business needs.

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Insurance broker discussing tailored business insurance solutions with a client during a consultation in Perth.

Personal Insurance

Protect what matters most with personal insurance solutions designed to support you and your family through life’s uncertainties.

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Why Perth Businesses Choose Independent Brokers

Buying insurance should not mean sorting through endless options on your own. An independent insurance broker gives you access to more choices, clear advice, and support when you need it most.

Access to More Insurers

Compare options from multiple insurers, giving you more choice and greater confidence in your cover.

 

 

Independent Advice

Our recommendations are driven by your circumstances, ensuring your insurance program aligns with your risks, goals, and budget.

 

Claims Support

We’re by your side when it matters most, providing expert guidance, managing the claims process with insurers, and helping you achieve a smooth and timely outcome.

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Not Sure What Cover You Need? We're Here to Help.

Start with a conversation and we’ll help you make sense of your options.

Resources & Insurance Insights

Practical guides and updates to help you make better decisions and stay informed.

Frequently Asked Questions

What's the difference between Public Liability and Product Liability Insurance?
Public Liability Insurance protects your business if someone is injured or their property is damaged because of your business activities. Product Liability Insurance specifically covers claims arising from products you manufacture, supply, import, or sell.
Professional Indemnity Insurance is designed for businesses and professionals who provide advice, consulting, designs, or other professional services that could result in financial loss for a client.
Public Liability Insurance is suitable for businesses that interact with customers, suppliers, contractors, or members of the public, including trades, retailers, hospitality businesses, consultants, and service providers.

Ready to Protect What Matters Most?

Don’t wait until something goes wrong to review your cover. Our Perth-based team is ready to help you get started today.

Office Address

Suite 3/286 Fitzgerald St Perth WA 6000

Postal Address

PO Box 522, North Perth WA 6906

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