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Business Insurance

Business Insurance - 
Protecting What You've Built

Running a business comes with enough challenges without worrying whether your cover is right.
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Why Perth Businesses Choose Austgroup Insurance Brokers

Family owned business
Supporting Perth businesses
Personal local advice
Claims help when needed

Why Business Insurance Matters

Is Your Perth Small Business Properly Protected?
Every business faces risk. Whether it’s property damage, liability claims, equipment failure, employee injuries, or unexpected disruptions, the right insurance can help protect your business from significant financial loss.
Business insurance isn’t about purchasing every available policy. It’s about understanding your exposures and putting the right protections in place for your industry, operations, and stage of growth.

At Austgroup, we help businesses identify potential risks and structure insurance solutions that provide practical, cost-effective protection. Explore our range of business insurance products to find the cover that’s right for your business.

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Business Insurance Solutions in Perth

Comprehensive Business Insurance

Running a business comes with a range of risks, from property damage and theft to liability claims and unexpected interruptions. Business insurance helps protect your business from financial loss when the unexpected occurs.

Cover can be tailored to suit your industry, business size, and operational requirements, giving you protection where you need it most.

Our experienced brokers take the time to understand your business and recommend insurance solutions designed to support your operations, assets, and long-term success.
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Public & Products Liability Insurance

If your business interacts with customers, visitors or supplies products, liability claims can arise when you least expect them.

 

Public & Products Liability Insurance helps protect your business against claims for personal injury or property damage resulting from your operations or the products you provide.

 

We’ll tailor cover that reflects the risks of your business activities.

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Commercial Property Insurance

Your business premises are often one of your biggest investments.

 

Commercial Property Insurance helps protect buildings, fit-outs, equipment and other physical assets against risks such as fire, storm damage, theft and accidental loss.

 

Whether you own or lease your premises, we’ll tailor cover that helps keep your business operating if the unexpected happens.

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Management Liability Insurance

Running a business involves making decisions every day, and those decisions can expose directors, officers and business owners to legal and financial risks.

 

Management Liability Insurance helps protect against employment disputes, regulatory investigations and management-related claims.

 

We’ll tailor cover to suit your business structure and governance responsibilities.

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Cyber Insurance

Cyber attacks and data breaches can affect businesses of every size, often resulting in significant financial and operational disruption.

 

Cyber Insurance helps protect against risks such as ransomware, privacy breaches, system outages and cyber crime.

 

We’ll tailor a solution that reflects your technology, data security requirements and level of cyber exposure.

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Professional Indemnity Insurance

When your business provides advice, designs, consulting, or professional services, mistakes or allegations of negligence can lead to costly claims. Professional indemnity insurance can help protect your business if your work causes financial loss for a client.

This cover is important for professionals whose expertise, advice, or recommendations form part of their service

Our brokers can help you arrange protection that reflects your profession, your obligations, and the risks you face.

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Commercial Motor Vehicle Insurance

If your business relies on vehicles, protecting them is essential to keeping your operations moving.

 

Commercial Motor Insurance helps protect business cars, utes, vans, trucks and fleets against accidents, theft, storm damage and other unexpected events.

 

We’ll tailor a policy that suits your vehicles, drivers and the way your business operates.

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Workers Compensation

Your employees are one of your most valuable assets. Workers compensation insurance helps provide financial support and benefits to employees who suffer a work-related injury or illness.

Meeting your workers compensation obligations is an important part of running a business and protecting your workforce.

Our brokers can help you understand your requirements and ensure appropriate cover is in place for your employees and industry.

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Corporate Travel

Business travel can expose your organisation to a range of unexpected risks, from medical emergencies and trip cancellations to lost luggage and travel delays.

Corporate travel insurance helps protect your employees while travelling for work, both within Australia and overseas.

Our experienced brokers can help you secure cover that provides confidence and support wherever business takes you.

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Marine Cargo & Goods in Transit Insurance

If your business manufactures, imports, exports or transports goods, protecting them while they’re in transit is essential.

 

Marine Cargo & Goods in Transit Insurance helps cover goods against loss or damage while travelling by road, rail, sea or air.

 

We’ll tailor insurance to suit your supply chain, transport methods and distribution network.

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Why Perth Businesses Choose Independent Brokers

Buying insurance should not mean sorting through endless options on your own. An independent insurance broker gives you access to more choices, clear advice, and support when you need it most.

Access to More Insurers

Compare options from multiple insurers, giving you more choice and greater confidence in your cover.

 

 

Independent Advice

Our recommendations are driven by your circumstances, ensuring your insurance program aligns with your risks, goals, and budget.

 

Claims Support

We’re by your side when it matters most, providing expert guidance, managing the claims process with insurers, and helping you achieve a smooth and timely outcome.

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Not Sure What Cover You Need? We're Here to Help.

Start with a conversation and we’ll help you make sense of your options.

Frequently Asked Questions

What types of business insurance do you arrange?
We arrange a broad range of business insurance solutions, including Business Insurance, Public Liability, Product Liability, Professional Indemnity, Workers Compensation, Motor Vehicle Insurance, Corporate Travel Insurance, and industry-specific insurance.
Some types of insurance, such as Workers Compensation, are legally required. Others may be required by contracts, licences, or industry regulations. Our brokers can help determine what’s appropriate for your business.
Business Insurance is a package that can combine multiple types of cover, while Public Liability Insurance specifically protects against claims involving third-party injury or property damage.
Yes. Many businesses choose to combine multiple covers into a tailored insurance package for simpler management and comprehensive protection.
We recommend reviewing your insurance annually, or whenever your business changes significantly, such as purchasing new equipment, moving premises, or employing additional staff.

Ready to Protect What Matters Most?

Don’t wait until something goes wrong to review your cover. Our Perth-based team is ready to help you get started today.

Office Address

Suite 3/286 Fitzgerald St Perth WA 6000

Postal Address

PO Box 522, North Perth WA 6906

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