Commercial Property Insurance. Tailored cover for your business.

Running a business comes with enough challenges without worrying whether your cover is right.

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Why Perth Businesses Choose Austgroup Insurance Brokers

Family owned business
Supporting Perth businesses
Personal local advice
Claims help when needed

What Does Commercial Property Insurance Cover?

Commercial Property Insurance is designed to protect the physical assets your business relies on every day. From offices and warehouses to retail stores and industrial facilities, it helps protect against the financial impact of fire, storm, theft, vandalism, and other unexpected events that could disrupt your operations.

Whether you own your commercial property or lease your premises, the right insurance can help safeguard your buildings, fit-outs, equipment, and business continuity. At Austgroup Insurance Brokers, we’ll tailor a commercial property insurance solution to suit your property, assets, and operational risks.

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What Can Commercial Property Insurance Help Protect?

Commercial Property Insurance combines a range of covers to help protect business premises and physical assets from unexpected damage or loss.

Depending on your policy, cover may include:

Commercial buildings and business premises.
Office, retail, and warehouse fit-outs.
Plant, machinery, and business equipment.
Stock, inventory, and stored goods.
Theft, fire, storm, and accidental property damage.
Glass breakage and building repairs.
Business interruption following an insured event.
Removal of debris and reinstatement costs.
Financial protection tailored to your commercial property.
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Which Perth Businesses Need Commercial Property Insurance?

Commercial Property Insurance is designed for businesses that own or occupy commercial premises. Whether you operate from an office, warehouse, retail store, or industrial facility, tailored insurance can help protect the buildings, equipment, and assets your business depends on.

Office Based Businesses

Protect your premises, office fit-out, furniture, equipment, and business assets.

Retail Businesses

Insurance designed to protect shopfronts, stock, fixtures, and customer-facing premises.

Warehousing and Distribution Businesses

Help safeguard warehouses, inventory, storage systems, and operational equipment.

Manufacturing Businesses

Protect production facilities, machinery, specialised equipment, and business property.

Industrial Businesses

Cover factories, workshops, processing facilities, and other industrial premises against unexpected loss or damage.

Commercial Property Owners

Tailored insurance solutions for landlords and investors seeking to protect commercial buildings and leased properties.

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What a Business Insurance Package Can Include

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Public Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Product Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Professional Indemnity

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Workers Compensation

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Motor Vehicle

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Corporate Travel

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Business Interruption

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Property and Contents

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

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Insurance Cover for Every Stage

Business Insurance

Our commercial packages provide a wide range of business insurance protection, tailored to the exact coverage your business needs.

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Personal Insurance

Protect what matters most with personal insurance solutions designed to support you and your family through life’s uncertainties.

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Why Perth Businesses Choose Independent Brokers

Buying insurance should not mean sorting through endless options on your own. An independent insurance broker gives you access to more choices, clear advice, and support when you need it most.

Access to More Insurers

Compare options from multiple insurers, giving you more choice and greater confidence in your cover.

 

 

Independent Advice

Our recommendations are driven by your circumstances, ensuring your insurance program aligns with your risks, goals, and budget.

 

Claims Support

We’re by your side when it matters most, providing expert guidance, managing the claims process with insurers, and helping you achieve a smooth and timely outcome.

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Not Sure What Cover You Need? We're Here to Help.

Start with a conversation and we’ll help you make sense of your options.

Resources & Insurance Insights

Practical guides and updates to help you make better decisions and stay informed.

Frequently Asked Questions

What's the difference between Public Liability and Product Liability Insurance?
Public Liability Insurance protects your business if someone is injured or their property is damaged because of your business activities. Product Liability Insurance specifically covers claims arising from products you manufacture, supply, import, or sell.
Professional Indemnity Insurance is designed for businesses and professionals who provide advice, consulting, designs, or other professional services that could result in financial loss for a client.
Public Liability Insurance is suitable for businesses that interact with customers, suppliers, contractors, or members of the public, including trades, retailers, hospitality businesses, consultants, and service providers.

Ready to Protect What Matters Most?

Don’t wait until something goes wrong to review your cover. Our Perth-based team is ready to help you get started today.

Office Address

Suite 3/286 Fitzgerald St Perth WA 6000

Postal Address

PO Box 522, North Perth WA 6906

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