Luxury Motor Insurance. Tailored cover for you.

Life is stressful enough, without worrying whether your insurance cover is right.

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Why Perth Residents Choose Austgroup Insurance Brokers

Family owned business
30+ years experience
Personal local advice
Claims help when needed

What Does Luxury Motor Insurance Cover?

Luxury Motor Insurance is designed to protect high-value vehicles that require a higher level of cover than a standard motor insurance policy. It helps protect against the financial impact of accidents, theft, fire, malicious damage, and other unexpected events, while recognising the unique value of prestige and performance vehicles.

Whether you own a luxury sedan, prestige SUV, sports car, or collectible vehicle, the right insurance can provide protection that reflects your investment. At Austgroup Insurance Brokers, we’ll tailor a Luxury Motor Insurance solution to suit your vehicle, driving habits, and individual requirements.

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What Can Luxury Motor Insurance Help Protect?

Luxury Motor Insurance provides specialised protection for prestige vehicles and their owners.

Depending on your policy, cover may include:

Luxury, prestige, and high-performance vehicles.
Accidental damage from collisions and other insured events.
Theft, attempted theft, fire, and malicious damage.
Genuine manufacturer parts, where applicable.
Windscreen and glass repairs or replacement.
Choice of repairer, where available.
Hire vehicle benefits following an insured event, where applicable.
Agreed value or market value options, depending on the policy.
Financial protection tailored to high-value vehicles.
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Who needs Luxury Motor Insurance?

Luxury Motor Insurance is designed for owners of prestige, performance, and high-value vehicles that may require broader protection than a standard motor policy. Tailored insurance can help protect your vehicle and provide greater confidence every time you get behind the wheel.

Prestige Vehicle Owners

Protect luxury brands such as Mercedes-Benz, BMW, Audi, Lexus, Genesis, and similar premium vehicles.

Sports Car Owners

Insurance designed for high-performance vehicles that require specialist cover and repair options.

Collectors of Classic and Exotic Vehicles

Help protect rare, collectible, and limited-production vehicles with insurance tailored to their value.

Business Owners and Executives

Protect prestige vehicles used for business or personal travel with insurance suited to your needs.

High Net Worth Individuals and Families

Cover high-value personal vehicles as part of a broader wealth protection strategy.

Multi-Vehicle Households

Tailored insurance solutions for families and individuals who own multiple luxury or prestige vehicles.

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What a Business Insurance Package Can Include

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Public Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Product Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Professional Indemnity

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Workers Compensation

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Motor Vehicle

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Corporate Travel

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Business Interruption

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Property and Contents

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

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Insurance Cover for Every Stage

Business Insurance

Our commercial packages provide a wide range of business insurance protection, tailored to the exact coverage your business needs.

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Personal Insurance

Protect what matters most with personal insurance solutions designed to support you and your family through life’s uncertainties.

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Why Perth Businesses Choose Independent Brokers

Buying insurance should not mean sorting through endless options on your own. An independent insurance broker gives you access to more choices, clear advice, and support when you need it most.

Access to More Insurers

Compare options from multiple insurers, giving you more choice and greater confidence in your cover.

 

 

Independent Advice

Our recommendations are driven by your circumstances, ensuring your insurance program aligns with your risks, goals, and budget.

 

Claims Support

We’re by your side when it matters most, providing expert guidance, managing the claims process with insurers, and helping you achieve a smooth and timely outcome.

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Not Sure What Cover You Need? We're Here to Help.

Start with a conversation and we’ll help you make sense of your options.

Resources & Insurance Insights

Practical guides and updates to help you make better decisions and stay informed.

Frequently Asked Questions

What's the difference between Public Liability and Product Liability Insurance?
Public Liability Insurance protects your business if someone is injured or their property is damaged because of your business activities. Product Liability Insurance specifically covers claims arising from products you manufacture, supply, import, or sell.
Professional Indemnity Insurance is designed for businesses and professionals who provide advice, consulting, designs, or other professional services that could result in financial loss for a client.
Public Liability Insurance is suitable for businesses that interact with customers, suppliers, contractors, or members of the public, including trades, retailers, hospitality businesses, consultants, and service providers.

Ready to Protect What Matters Most?

Don’t wait until something goes wrong to review your cover. Our Perth-based team is ready to help you get started today.

Office Address

Suite 3/286 Fitzgerald St Perth WA 6000

Postal Address

PO Box 522, North Perth WA 6906

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