Home Indemnity Insurance. Tailored cover for your business.

Running a business comes with enough challenges without worrying whether your cover is right.

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Why Perth Businesses Choose Austgroup Insurance Brokers

Family owned business
Supporting Perth businesses
Personal local advice
Claims help when needed

What Does Home Indemnity Insurance Cover?

Home Indemnity Insurance, also known as Home Warranty Insurance, is designed to protect homeowners if a licensed residential builder cannot complete or rectify insured residential building work. In Australia, this cover is mandatory for many residential building projects and provides important financial protection if the builder dies, disappears, becomes insolvent, or fails to meet certain legal obligations.

Whether you’re a residential builder arranging mandatory cover or a homeowner undertaking major building works, the right policy helps provide peace of mind throughout the construction process. At Austgroup Insurance Brokers, we’ll help you arrange the appropriate Home Indemnity Insurance to meet your project and regulatory requirements.

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What Can Home Indemnity Insurance Help Protect?

Home Indemnity Insurance provides financial protection for homeowners if a builder is unable to meet their obligations under an eligible residential building contract.

Depending on your policy, cover may include:

Incomplete residential building work.
Defective workmanship where an insured event applies.
Financial loss if a builder dies, disappears, or becomes insolvent.
Costs associated with completing eligible building work.
Costs to rectify covered building defects.
Mandatory insurance requirements for eligible residential projects.
Protection for homeowners during qualifying building works.
Cover that meets relevant state or territory legislation.
Financial protection tailored to eligible residential construction projects.
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Which Perth Businesses Need Home Indemnity Insurance?

Home Indemnity Insurance is generally required for licensed residential builders undertaking eligible residential construction work. It also provides important protection for homeowners commissioning new builds, renovations, extensions, and other qualifying residential projects where cover is required by law.

Residential Builders

Arrange mandatory cover for eligible residential building projects in accordance with state or territory legislation.

Custom Home Builders

Help meet insurance requirements for new home construction while providing protection for homeowners.

Renovation and Extension Builders

Cover eligible renovation and extension projects where Home Indemnity Insurance is required.

Owner-Builders (where applicable)

Insurance requirements may apply when selling an owner-built home within legislated timeframes, depending on the state or territory.

Residential Construction Companies

Protect eligible projects while meeting contractual and regulatory obligations.

Homeowners

Benefit from financial protection if an insured builder cannot complete or rectify eligible residential building work due to certain specified events.

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What a Business Insurance Package Can Include

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Public Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Product Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Professional Indemnity

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Workers Compensation

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Motor Vehicle

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Corporate Travel

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Business Interruption

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Property and Contents

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

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Insurance Cover for Every Stage

Business Insurance

Our commercial packages provide a wide range of business insurance protection, tailored to the exact coverage your business needs.

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Personal Insurance

Protect what matters most with personal insurance solutions designed to support you and your family through life’s uncertainties.

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Why Perth Businesses Choose Independent Brokers

Buying insurance should not mean sorting through endless options on your own. An independent insurance broker gives you access to more choices, clear advice, and support when you need it most.

Access to More Insurers

Compare options from multiple insurers, giving you more choice and greater confidence in your cover.

 

 

Independent Advice

Our recommendations are driven by your circumstances, ensuring your insurance program aligns with your risks, goals, and budget.

 

Claims Support

We’re by your side when it matters most, providing expert guidance, managing the claims process with insurers, and helping you achieve a smooth and timely outcome.

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Not Sure What Cover You Need? We're Here to Help.

Start with a conversation and we’ll help you make sense of your options.

Resources & Insurance Insights

Practical guides and updates to help you make better decisions and stay informed.

Frequently Asked Questions

What's the difference between Public Liability and Product Liability Insurance?
Public Liability Insurance protects your business if someone is injured or their property is damaged because of your business activities. Product Liability Insurance specifically covers claims arising from products you manufacture, supply, import, or sell.
Professional Indemnity Insurance is designed for businesses and professionals who provide advice, consulting, designs, or other professional services that could result in financial loss for a client.
Public Liability Insurance is suitable for businesses that interact with customers, suppliers, contractors, or members of the public, including trades, retailers, hospitality businesses, consultants, and service providers.

Ready to Protect What Matters Most?

Don’t wait until something goes wrong to review your cover. Our Perth-based team is ready to help you get started today.

Office Address

Suite 3/286 Fitzgerald St Perth WA 6000

Postal Address

PO Box 522, North Perth WA 6906

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