- Business Insurance Perth
Public & Product Liability Insurance. Tailored cover for your business.
Running a business comes with enough challenges without worrying whether your cover is right.
Why Perth Businesses Choose Austgroup Insurance Brokers
Family owned business
Supporting Perth businesses
Personal local advice
Claims help when needed
- What We Cover
What Does Public & Product Liability Insurance Cover?
Public & Products Liability Insurance is designed to protect businesses against claims made by third parties for personal injury or property damage arising from your business activities or the products you supply. Whether you interact with customers on site, visit client premises, or manufacture and sell products, this cover helps protect your business from the financial impact of unexpected legal claims.
From sole traders to large organisations, Public & Products Liability Insurance is an essential part of managing business risk. At Austgroup Insurance Brokers, we’ll tailor a policy to suit your industry, operations, and level of exposure.
- Key Areas of Protection
What Can Public & Products Liability Insurance Help Protect?
Public & Products Liability Insurance helps protect businesses against claims resulting from accidents, injuries, or property damage linked to your operations or products.
Depending on your policy, cover may include:
Injury to customers, suppliers, or members of the public.
Damage to third-party property caused by your business activities.
Legal defence costs associated with covered claims.
Liability arising from products you manufacture, supply, or sell.
Compensation awarded following a successful liability claim.
Incidents occurring at your business premises or approved work sites.
Liability arising while working at a client's location.
Protection for contractors, trades, retailers, hospitality businesses, and many other industries.
Greater confidence knowing your business is protected against unexpected liability risks.
- Insurance Cover
Which Perth Businesses Need Public & Products Liability Insurance?
Public & Products Liability Insurance is suitable for almost every business that interacts with customers, clients, suppliers, or the general public, or manufactures, distributes, or sells products. Tailored insurance can help protect your business from costly liability claims and legal expenses.
From sole traders to established businesses, public liability insurance provides valuable protection across a wide range of industries and occupations throughout Perth.
Tradies and Contractors
Working on client sites or in public spaces can expose your business to liability risks every day.
Retail and Hospitality Businesses
Protect your business when serving customers in shops, cafés, restaurants, hotels, and other public-facing environments.
Professional Services
Even office-based businesses can benefit from public liability insurance when clients, visitors, or contractors attend your premises.
Health and Allied Health Providers
Practices that welcome patients and visitors can benefit from protection against third-party injury or property damage claims.
Property Owners and Commercial Landlords
Public liability insurance can help protect against claims arising from incidents occurring on commercial premises.
Event and Community Organisations
Tailored insurance solutions for organisations hosting events, markets, exhibitions, sporting activities, and public gatherings.
- What Package Include
What a Business Insurance Package Can Include
Business Insurance
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Commercial Property
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Public & Products Liability
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Professional Indemnity
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Workers' Compensation
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Commercial Motor
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Cyber Insurance
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Management Liability
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Marine Cargo & Goods
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Corporate travel
Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
- What We Cover
Insurance Cover for Every Stage
Business Insurance
Our commercial packages provide a wide range of business insurance protection, tailored to the exact coverage your business needs.
Industry Specific Insurance
Our industry-specific insurance cover is designed to protect your business against the unique risks associated with your profession.
Domestic Insurance
Protect what matters most with personal insurance solutions designed to support you and your family through life’s uncertainties.
- Why Use a Broker
Why Perth Businesses Choose Independent Brokers
Access to More Insurers
Compare options from multiple insurers, giving you more choice and greater confidence in your cover.
Independent Advice
Our recommendations are driven by your circumstances, ensuring your insurance program aligns with your risks, goals, and budget.
Claims Support
We’re by your side when it matters most, providing expert guidance, managing the claims process with insurers, and helping you achieve a smooth and timely outcome.
Not Sure What Cover You Need? We're Here to Help.
Start with a conversation and we’ll help you make sense of your options.
- Latest Insights
Resources & Insurance Insights
Practical guides and updates to help you make better decisions and stay informed.
- FAQs
Frequently Asked Questions
What's the difference between Public Liability and Product Liability Insurance?
Who should consider Professional Indemnity Insurance?
Who needs Public Liability Insurance?
- Get in touch
Ready to Protect What Matters Most?
Don’t wait until something goes wrong to review your cover. Our Perth-based team is ready to help you get started today.
Office Address
Suite 3/286 Fitzgerald St Perth WA 6000
Postal Address
PO Box 522, North Perth WA 6906