Hospitality Insurance. Tailored cover for your business.

Running a business comes with enough challenges without worrying whether your cover is right.

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Why Perth Businesses Choose Austgroup Insurance Brokers

Family owned business
Supporting Perth businesses
Personal local advice
Claims help when needed

What Does Hospitality Insurance Cover?

Hospitality Insurance is designed for businesses that serve customers in fast-paced environments where property damage, liability claims, equipment failures, and business interruptions can have a significant impact. It combines essential business covers to help protect your venue, employees, customers, and reputation.

Whether you operate a café, restaurant, bar, hotel, or catering business, the right insurance can help keep your business running when the unexpected happens. At Austgroup Insurance Brokers, we’ll tailor a hospitality insurance solution to suit your venue, operations, and level of risk.

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What Can Hospitality Insurance Help Protect?

Hospitality Insurance combines multiple types of cover to help protect hospitality businesses against the everyday risks of serving customers.

Depending on your policy, cover may include:

Public liability claims involving customers and visitors.
Buildings, fit-outs, furniture, and business contents.
Commercial kitchen equipment and appliances.
Stock, food, beverages, and refrigerated goods.
Theft, fire, storm, and accidental property damage.
Business interruption following an insured event.
Workers compensation for employees where required.
Glass breakage and shopfront repairs.
Financial protection tailored to hospitality businesses.
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Which Perth Businesses Need Hospitality Insurance?

Hospitality Insurance is designed for businesses that prepare, serve, or sell food and beverages or provide accommodation. Whether you’re running a local café or managing a large hospitality venue, tailored insurance can help protect your business, staff, customers, and assets.

Cafés and Coffee Shops

Protect your premises, equipment, stock, and customers while serving food and beverages.

Restaurants and Bars

Insurance designed to cover busy venues with high customer traffic and commercial kitchen operations.

Hotels and Motels

Help safeguard accommodation providers against property damage, liability claims, and business interruption.

Catering Businesses

Protect your business while preparing, transporting, and serving food at client venues and events.

Takeaway and Fast Food Businesses

Cover the risks associated with high-volume food preparation, customer service, and delivery operations.

Hospitality Venues

Tailored insurance solutions for pubs, clubs, breweries, wineries, and other customer-facing hospitality businesses.

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What a Business Insurance Package Can Include

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Public Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Product Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Professional Indemnity

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Workers Compensation

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Motor Vehicle

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Corporate Travel

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Business Interruption

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Property and Contents

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

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Insurance Cover for Every Stage

Business Insurance

Our commercial packages provide a wide range of business insurance protection, tailored to the exact coverage your business needs.

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Personal Insurance

Protect what matters most with personal insurance solutions designed to support you and your family through life’s uncertainties.

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Why Perth Businesses Choose Independent Brokers

Buying insurance should not mean sorting through endless options on your own. An independent insurance broker gives you access to more choices, clear advice, and support when you need it most.

Access to More Insurers

Compare options from multiple insurers, giving you more choice and greater confidence in your cover.

 

 

Independent Advice

Our recommendations are driven by your circumstances, ensuring your insurance program aligns with your risks, goals, and budget.

 

Claims Support

We’re by your side when it matters most, providing expert guidance, managing the claims process with insurers, and helping you achieve a smooth and timely outcome.

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Not Sure What Cover You Need? We're Here to Help.

Start with a conversation and we’ll help you make sense of your options.

Resources & Insurance Insights

Practical guides and updates to help you make better decisions and stay informed.

Frequently Asked Questions

What's the difference between Public Liability and Product Liability Insurance?
Public Liability Insurance protects your business if someone is injured or their property is damaged because of your business activities. Product Liability Insurance specifically covers claims arising from products you manufacture, supply, import, or sell.
Professional Indemnity Insurance is designed for businesses and professionals who provide advice, consulting, designs, or other professional services that could result in financial loss for a client.
Public Liability Insurance is suitable for businesses that interact with customers, suppliers, contractors, or members of the public, including trades, retailers, hospitality businesses, consultants, and service providers.

Ready to Protect What Matters Most?

Don’t wait until something goes wrong to review your cover. Our Perth-based team is ready to help you get started today.

Office Address

Suite 3/286 Fitzgerald St Perth WA 6000

Postal Address

PO Box 522, North Perth WA 6906

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