Prestige Home Insurance. Tailored cover for you.

Life is stressful enough, without worrying whether your insurance cover is right.

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Why Perth Residents Choose Austgroup Insurance Brokers

Family owned business
30+ years experience
Personal local advice
Claims help when needed

What Does Prestige Home Insurance Cover?

Prestige Home Insurance is designed to protect high-value homes, luxury residences, and their contents against the financial impact of unexpected events. Standard home insurance policies may not always provide the level of cover required for premium properties, bespoke finishes, valuable collections, or high-value personal belongings.

Whether you own a luxury family home, architecturally designed residence, or an executive property, the right insurance can provide protection that’s tailored to your lifestyle. At Austgroup Insurance Brokers, we’ll help arrange a Prestige Home Insurance solution that reflects the value of your home and the assets that matter most.

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What Can Prestige Home Insurance Help Protect?

Prestige Home Insurance provides enhanced protection for high-value homes, luxury contents, and valuable personal assets.

Depending on your policy, cover may include:

High-value homes and luxury residences.
Designer fixtures, finishes, and custom-built features.
Valuable home contents and personal belongings.
Jewellery, watches, artworks, and collectibles, where specified.
Fire, storm, theft, and accidental damage.
Swimming pools, landscaping, and other external structures, where applicable.
Temporary accommodation following an insured event.
Legal liability for incidents occurring at your home.
Financial protection tailored to high-value residential properties.
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Who needs Prestige Home Insurance?

Prestige Home Insurance is designed for homeowners with high-value properties, premium contents, or valuable collections that may exceed the limits of standard home insurance. Tailored cover can help ensure your home and belongings are protected to reflect their true value.

Luxury Home Owners

Protect architecturally designed and high-value homes with insurance tailored to premium residences.

Owners of Executive Properties

Insurance designed for homes with high replacement values and quality finishes.

Collectors of Valuable Assets

Help protect jewellery, fine art, watches, antiques, wine collections, and other specified valuables.

Owners of Custom Built Homes

Cover homes featuring bespoke construction, premium materials, and specialist craftsmanship.

High Net Worth Individuals and Families

Protect your home and personal assets with insurance designed for more complex lifestyles.

Owners of Multiple Luxury Properties

Tailored insurance solutions for clients with holiday homes, investment properties, or multiple high-value residences.

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What a Business Insurance Package Can Include

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.
Public Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Product Liability

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Professional Indemnity

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Workers Compensation

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Motor Vehicle

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Corporate Travel

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Business Interruption

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

Property and Contents

Protects your business if someone is injured or property is damaged. Common for trades, retail, hospitality and service businesses.

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Insurance Cover for Every Stage

Business Insurance

Our commercial packages provide a wide range of business insurance protection, tailored to the exact coverage your business needs.

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Personal Insurance

Protect what matters most with personal insurance solutions designed to support you and your family through life’s uncertainties.

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Why Perth Businesses Choose Independent Brokers

Buying insurance should not mean sorting through endless options on your own. An independent insurance broker gives you access to more choices, clear advice, and support when you need it most.

Access to More Insurers

Compare options from multiple insurers, giving you more choice and greater confidence in your cover.

 

 

Independent Advice

Our recommendations are driven by your circumstances, ensuring your insurance program aligns with your risks, goals, and budget.

 

Claims Support

We’re by your side when it matters most, providing expert guidance, managing the claims process with insurers, and helping you achieve a smooth and timely outcome.

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Not Sure What Cover You Need? We're Here to Help.

Start with a conversation and we’ll help you make sense of your options.

Resources & Insurance Insights

Practical guides and updates to help you make better decisions and stay informed.

Frequently Asked Questions

What's the difference between Public Liability and Product Liability Insurance?
Public Liability Insurance protects your business if someone is injured or their property is damaged because of your business activities. Product Liability Insurance specifically covers claims arising from products you manufacture, supply, import, or sell.
Professional Indemnity Insurance is designed for businesses and professionals who provide advice, consulting, designs, or other professional services that could result in financial loss for a client.
Public Liability Insurance is suitable for businesses that interact with customers, suppliers, contractors, or members of the public, including trades, retailers, hospitality businesses, consultants, and service providers.

Ready to Protect What Matters Most?

Don’t wait until something goes wrong to review your cover. Our Perth-based team is ready to help you get started today.

Office Address

Suite 3/286 Fitzgerald St Perth WA 6000

Postal Address

PO Box 522, North Perth WA 6906

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